FinTech & Payments

PostgreSQL performance for FinTech & Payments

High-frequency payment workloads demand sub-10ms query response times and zero-tolerance for lock contention during settlement windows. PGFlare delivers FCA-compliant PostgreSQL performance engineering for FinTech and payments businesses on AWS RDS — with a read-only access model that satisfies your security team and your auditors.

FinTech PostgreSQL performance challenges

Payment and FinTech workloads place unique demands on PostgreSQL. The performance patterns we see most frequently on first engagement with FinTech clients:

FCA-safe access model

Read-only. Scoped. Auditable.

PGFlare connects exclusively via a read-only IAM role scoped to PostgreSQL performance statistics views. We cannot access transaction data, customer records, or financial data under any circumstances. All access events are logged to AWS CloudTrail. A full record of processing activities is available for your compliance team. DPA available on request. View IAM setup →

Performance as a compliance risk

Under FCA operational resilience rules (PS21/3), regulated firms must demonstrate that important business services can remain within impact tolerances. Database performance failures that cause processing delays, settlement errors, or customer-facing outages are operational resilience events with regulatory reporting obligations.

PGFlare’s written session reports provide documented evidence of performance remediation actions — suitable for inclusion in operational resilience documentation and internal audit files. Every change applied during a Remediation+ session is recorded with before/after metrics.

What a FinTech engagement covers

Related resources

Fix your FinTech PostgreSQL performance

Compliance-safe. Fixed-fee sessions from £497. No agents, no schema changes, no customer data exposure. Limited consultation spots available each month.

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